• French
  • English
Select Page

Family subsidies and financial aids

Whether as a resident or a cross-border worker, what assistance is provided to families in Luxembourg? There are indeed different types of financial aid directly linked to the schooling and education of the child.

Find out about these different allowances: family allowance, back-to-school allowance, special supplementary allowance, childcare-service voucher (CSA), school maintenance subsidy, financial aid for higher education. We explain the conditions for obtaining them and the steps to be taken to benefit from them.

In the Grand Duchy, family aid is paid differently depending on your family and professional situation, the composition of your family, your residence, etc.

You can also calculate the child benefit you are entitled to here.

Birth allowance

Birth allowance is not automatic in Luxembourg. A border worker can not benefit from the birth allowance on behalf of the mother. In addition, the birth allowance can not be cumulated with a birth allowance paid in the country of residence.

The birth allowance is paid in 3 times under the following conditions:

  • Before the birth: the prenatal benefit is paid to the mother of the child when she is resident in Luxembourg or is affiliated to the Social Security at the time of the last of the 5 medical examinations or examination dental requirement.
  • At birth: the birth allowance is paid to the mother of the child on condition that the child is viable (22 weeks of gestation minimum), that the mother resides in Luxembourg or that she is affiliated to it at the moment birth and undergo a medical examination by a specialist in gynecology or obstetrics.
  • After the birth: this allowance is paid if the child has been continuously raised in Luxembourg since birth or if one of the two parents is working in Luxembourg or has been affiliated to it since the birth of the child until his or her 2 years. In addition, the child must have 6 examinations by a doctor until 2 years old.

How to declare the birth of your newborn child

Children’s Future Allowance

For whom and under what conditions?

The child allowance is a personal right of every child residing in Luxembourg. It is payable from the month of birth until the age of 18. However, this right can be extended until the child reaches the age of 25 if he or she fulfils the required conditions.

The allowance is no longer due from the month following the child’s 18th birthday, except if the child is pursuing higher studies or equivalent studies.

In the event of the death of a beneficiary child, the allowance ceases the following month.

This benefit is paid by the “Zukunfskeess”, the children’s future fund (Zukunfskeess).

Luxembourg residents

Any child – biological or adoptive – residing on Luxembourg soil is entitled to the allowance for the future of the children, from birth until the age of majority, i.e. up to the age of 18. This allowance may be extended until the age of 25 if the child pursues higher education (general, technical, specialized, by apprenticeship, additional or preparatory training) in Luxembourg and for at least 24 hours a week. However, higher education studies by correspondence do not entitle the child to an allowance for the child’s future.

In order to receive this allowance, the child must reside legally in the Grand Duchy on a continuous basis or, failing this, his/her case must correspond to certain specific situations such as accompanying abroad a worker posted by his/her employer to another European Union country.

From the month of his 18th birthday, the young person has the possibility of applying for a family allowance in his own name to the EAC.

Non-residents, cross-border workers

The allowance for the children’s future can be applied for provided that certain conditions are met.

Firstly, the child’s parents must work in Luxembourg and be affiliated to the common social security centre. The child must reside in a European Union country that has a social security agreement with the Grand Duchy.

Finally, if one of the parents works in a European institution, the child must not already be receiving family aid from his or her country of origin.

Specific case of European civil servants

An anti-cumulation system has been put in place, if one of the parents works for a European institution.

Thus, a child who resides in Luxembourg and is entitled both to family benefits under Luxembourg legislation and to family benefits under a non-Luxembourg scheme is not eligible for additional aid. In that case, Luxembourg family benefits are in fact suspended up to the amount of family benefits paid under the non-Luxembourg scheme.

Specific case of posted workers

In the context of the posting of workers, it is important to distinguish between posting to Luxembourg and posting outside Luxembourg.

  • Posting to Luxembourg

If a parent is seconded to Luxembourg by his or her employer, he or she remains subject to the social security system of his or her sending country, while temporarily residing in the Grand Duchy. His or her children are then not entitled to family benefits.

However, the situation is not the same if one of the parents starts working in the Grand Duchy and is, as such, affiliated to the Luxembourg social security system. In this case, Luxembourg pays on the basis of this work the differential supplement, i.e. the difference between the amounts paid by the sending country and those existing in the Grand Duchy.

  • Secondment outside Luxembourg

No change is to be expected, if the worker posted to another EU country remains affiliated to Luxembourg social security. The parent must also retain a legal domicile within the European Union. These two conditions are cumulative.

Functioning of family allowances and allowances for the child’s future

Since the reform of 1 August 2016, there are two family allowance schemes.

The child thus benefits from the old system:

If he or she was born before 1 August 2016,
If his parents were working or living in Luxembourg before 1 August 2016.

The child benefits from the new system :

If he or she is an only child or if he or she was born on or after 1 August 2016.
If his parents were settled or working in Luxembourg on or after 1 August.
This aid is transferred in the last week of the month for which it is due. However, the date may vary from month to month.

Amount of family allowance

The amount of the child allowance varies according to the system under which the child falls.

Old system

Families already receiving child benefit before 1 August 2016 are entitled to the following amounts:

For 1 child: 265 euros,
For 2 children: 594.48 euros,
For 3 children: 1.033,38 euros,
For 4 children: 1.472,08 euros,
For 5 children: 1.910,80 euros,
For 6 children: 2,349.48 euros,
For 7 children: 2,788.17 euros,
For 8 children: 3,226.88 euros.
To these amounts are added the new increases of 20 euros from the age of 6 and 50 euros from the age of 12.

New system of allowances for the child’s future

The allowance is standardised. The monthly amount of the child benefit is 265 euros per child, plus a first increase of 20 euros from the age of six and a second increase of 50 euros from the age of 12 onwards.

How do I apply for child benefit?

All applications for child benefit should be submitted to the Children’s Fund.

Parents must fill out a form and submit it together with the required documents.

For residents

  • A copy of the child’s birth certificate,
  • A bank statement,
  • Proof of residence authorisation in Luxembourg for all family members for residents of a nationality other than EU, EEA or Switzerland.

For non-residents :

  • A certificate of residence,
  • A household composition,
  • A copy of the child’s birth certificate,
  • A bank statement,
  • If allowances have been paid abroad: a certificate concerning entitlement to family benefits.

Back to School Allowance

For whom and under what conditions?

The back-to-school allowance is paid to every child from the age of six when he or she enters the primary school system or other school system, until the end of secondary school or equivalent.

Children admitted to the second cycle of basic education who have not yet turned six years old at the start of the school year are also entitled to the allowance. However, a school certificate must be presented.

How the back-to-school allowance works

The back-to-school allowance is designed to ease the expenses of families during this period.

Amount

The law of 1 August 2016 sets a single amount per child. It is 115 euros from the age of 6 and 235 euros from the age of 12. It is paid in August of each year.

Procedure

The back-to-school grant is paid automatically. No application is therefore required.

If, however, a child is admitted to the second cycle of basic education but has not yet reached the required age of six, a school certificate must be submitted in order to receive the allowance.

Supplementary special allowance ASS for children in a situation of disability

For whom and under what conditions?

The special supplementary allowance is a financial aid intended to compensate for the additional expenses that a child’s disability may cause.

The child must be suffering from one or more conditions that cause a permanent reduction of at least 50% in his or her physical or mental capacity compared to a child of the same age. This rate of disability is determined by the social security examining doctor who determines the rate of disability. His assessment may, however, differ from that of the child’s GP.

This monthly allowance supplements the family allowance. The child must therefore receive the latter.

Like the family allowance, this financial assistance is paid until the child reaches the age of 18, but can also be extended until the age of 25 if the conditions are met.

Amount

The allowance is set at 200 euros per month. It is paid at the same time as the family allowance.

How to get the special supplementary allowance

Any request for an additional special allowance should be submitted to the Children’s Fund (CF).

Parents must submit a duly completed form and a recent detailed medical certificate to the organization.

Subsidy for low-income households

For whom and under what conditions?

The law of 22 June 2017 introduces a subsidy for low-income households. It is intended for families with one or more dependent children enrolled in a secondary or technical secondary school in Luxembourg. This can also be a private educational establishment under a contractual regime if it applies the official programme of the Ministry of National Education, Children and Youth. Finally, the pupil must be enrolled on a full-time basis or in concomitant training.

The family must also meet certain conditions, such as residing with the student in school, having parental authority over the child and having a net monthly income below the low-income threshold. As an indication, this threshold is 1.822€ net/month for a single-parent family with one dependent child, 3.340€ net/month for a couple with one dependent child or 3.947€ for a couple with two dependent children.

Amount

The subsidy for a low-income household is allocated to the household on the basis of a social index that varies according to the composition of the household and its monthly net income. This subsidy amounts to between €600 and €900 per year and per student.

The subsidy is paid in two stages: a first instalment at the start of the school year, the second in April.

Depending on the household situation, some pupils may also benefit from a preferential rate for meals in the school restaurant.

The applicant is informed in November whether or not this social measure has been granted.

Procedure

The grant application must be made as a natural person by 15 October at the latest. It must be repeated each year.

A separate application must be made for each child in the household.

Other family benefits

As a complement to the welfare detailed above, you can also benefit from supplementary fiscal advantages owing to children to support. See here fiscal bonuses.

Allowance for extra-curricular activities and childcare in Luxembourg

In-kind financial assistance from CSA Check-Service-Home

Do you have children under 12? Are your children welcomed by a day nursery, a day household, a halfway house within the framework of the fundamental school? You can benefit from Chèque-Service-Accueil. The Check-Service-Home is a financial assistance in kind paid by the Luxembourg State as part of the out-of-school care for children up to 12 years.

What is the CSA?

The financial support offered by the CSA or Chèque Service Accueil is intended for families with one or more children aged from 0 to 12, accommodated in nursery or day care, schooled in the basic education of Luxembourg. A child can benefit from this grant later than 12 years old, if he is still in the fundamental school system. The financial aid concerns not only the payment in kind of childminders but can also help fund extra-curricular activities with CSA service providers.

This subsidy offered by the state allows parents to benefit, depending on their income, 3 hours of free care per week in a child care structure and then reduced rates.

This help called Chaque Service Accueil is a financial assistance in kind, paid directly to the provider identified as “CSA provider”. This subsidy means concretely a reduction of the amount of the invoice to be paid by the parents at the end of the month.

The CSA is made to promote the integration of children into the Luxembourg system. This support aims to strengthen social cohesion by providing equal opportunities for all children.

Residents
Parents wishing to apply for membership should contact the municipal administration of their place of residence.

Non-residents, cross-border workers
Since September 2016, non-resident Europeans working in Luxembourg can also benefit from the “Chèque-service accueil” service voucher.

Amount of CSA financial assistance

The amount of financial assistance granted by the CSA is calculated according to the level of income of the parents, the number of children in the household benefiting from family allowances and the number of hours of non-formal education of which the child has benefited in the month of calculation.

How to benefit from the CSA Check-Service-Accueil?

To benefit from the CSA, the parents must reside in Luxembourg or at least one of the non-resident parents must work in Luxembourg as a national of the European Union (case of cross-border workers).

Residents
Residents must submit their application for membership of the CSA to their commune of residence.

Non-residents, cross-border workers
Non-residents may also apply. There are two options available to them:

  • Go to the CAE. The contract and the card will be drawn up on the spot, provided that all the required documents are presented.
  • Apply by mail by filling out the form and attaching the supporting documents. The contract and the card will then be sent by mail, once the file is complete.
    Several documents are requested in order to build a file.

The card “myCard fir Kanner” is valid until the end of the fundamental school sytem even if the contract must be renewed annually. On registration on the parent.education.lu website, you will have access to many resources adapted for your child’s including plurilingual weeks if your child is between 1 and 4 years, as well as the consultation of the CSA invoices and monthly statements.

You can also benefit from CSA for some institutions providing musical activities, art clubs or sports associations for children up to 12 years. These suppliers must be identified as “Prestataire CSA”. Inquire when registering your children in these childcare facilities and leisure activities.