Housing subsidies in Luxembourg

You are arriving in Luxembourg and you want to buy or to rent an accommodation?
A public service was created to answer your questions concerning accommodation, support you in your steps, be them of technical or administrative order and finally to give you personalised information on housing assistances from which you can benefit.

The housing assistances service in Luxembourg

You need information or advice concerning accommodation, housing assistance, for buying or renting an accomodation, housing aids or the real estate tax system in Luxembourg?

To obtain information about the allowances from which a person or a household with low income can benefit or for questions concerning your rent and your rights, do not hesitate to contact this service : Service des Aides au Logement.

The aim of the Service d’Aides au Logement is to help every private individual willing to collect information about accommodation and supports that are available in Luxembourg. It can also orientate the public and private promoters by informing them about the state aids from which they can benefit during the housing construction.

Housing financial aids

Subsidies to buy or build an accommodation

In Luxembourg, the aids and rights for accommodation are multiple for Luxembourg residents wishing to acquire an accommodation.

According to your situation, you can benefit from a number of aids during the purchase of an accommodation in the Grand Duchy. Among these helps, the main clauses are the bonuses of construction or acquisition, the savings bonus as well as the State’s guarantee. These allow you to minimise the costs due to the accommodation by obtaining an aid with a capital from the State.

The bonus of acquisition or construction: this subsidy is determined according to the applicant’s income and family status.
The bonus of interest:  it is granted to reduce the monthly interest incurred by people who have taken out a mortgage.
The bonus of savings : is is a lump-sum capital payment and is franted under certain conditions
The State’s guarantee : under certain conditions, the State can help to guarantee your mortgage.

When buyong for the first time in Luxembourg, you can benefit from a tax gift of up to 20,000 euros per head  on notarial deeds.

Renting an Accommodation in Luxembourg, which aids?

If you favour the rent of your accommodation, interesting housing assistances are also proposed in Luxembourg. Among them, the main clauses are the state help to the financing of a renting guarantee (allowing you to receive an aid if you are unable to pay your pledge), the possibility of renting a subsidised or social accommodation, as well as a possible appeal for the social real estate agencies.

Renovating an accomodation or realising special arrangements

If you wish to renovate your accommodation or to realise works there, know that in certain cases, the obtaining of a bonus of improvement is possible. This aid is used, in the most frequent cases, for the works to restore the healthiness or the safety in an accommodation, as well as for the creation of new rooms or the enlargement of already existing rooms.

Finally, if you realise special arrangements for the benefit of person with reduced mobility or with specific needs in your accommodation, a financial support also exists.

Which intermediaries to help you in your house-hunting?

Housing fairs in Luxembourg

The furniture festival or Miwwelfestival

The federation of the Luxembourg piece of furniture groups the specialists of the piece of furniture in Luxembourg. You will find furniture and decoration stores on their site www.fedam.lu.

The new collections are celebrated twice a year with targeted actions 2 times a year (spring and automn) with the Miwwelfestival.

Home and Living fair

The federation is also involved in the Home and Living national fair of accommodation.

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