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Assurance

Assurance

Supplementary health insurance

Don't let healthcare costs surprise you in Luxembourg. Compare the best mutuelles and top up your CNS for optical/dental care.

The CNS does not reimburse all of your healthcare costs in Luxembourg.
Optical, dental, hospitalization: supplementary health insurance covers the remaining expenses.

Receive a quote tailored to your family situation and expatriate status—simply and with no obligation.

Free service — personalized response — recognized insurance partners.

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Why take out supplementary health insurance?

Supplementary health insurance (mutuelle santé) covers all or part of the costs not reimbursed by compulsory health insurance. It is optional in Luxembourg, but highly recommended, especially for expatriates and their families.

The main items covered

  • Dental care (prosthetics, implants, orthodontics)
  • Optical care (glasses, contact lenses, eye surgery)
  • Hospitalization (private room, comfort)
  • Specialized medical procedures
  • Preventive care

Appropriate supplementary coverage allows you to anticipate these costs and better control your healthcare budget.

Frequently asked questions about supplementary health insurance in Luxembourg

Is supplementary health insurance mandatory in Luxembourg?

No. It is optional, but recommended to supplement CNS reimbursements, particularly for dental, optical, and hospital care.

Does supplementary health insurance cover my whole family?

Yes, most policies allow you to insure your spouse and children.

Can I be covered abroad?

Some plans include international coverage. It depends on the policy you choose.

How do I choose the right supplemental health insurance?

The choice depends on your family situation, your healthcare needs, and your budget. A personalized quote will help you identify the right coverage for you.

Free, no-obligation supplemental health insurance quote

Plan ahead for your healthcare expenses in Luxembourg and secure your coverage.
Fill out the form to receive a tailored proposal—free of charge and with no obligation.

Personalized response after analysis of your situation.

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